ChintaMoney is a Proactive budgeting application with integrated payments, bucketing and investments.
Connect all your bank accounts through Unified Payments Interface (UPI)
Create buckets for expenses, savings, investment and goals
Review First - Spend later with the power to spend from a bucket and make budgeting proactive!
Associate rules to buckets and let ChintaMoney automatically save and invest for you!
Get a customised financial plan that aligns with your goals and expenses
Simulate future financial decisions and understand how they impact your life
Get all your queries solved and get personal assistance from our Certified Financial Planners
Send and receive money from any UPI supported bank account through the application.
Proactive budgeting enables you take a decision BEFORE you spend and keeps you updated on your financial situation in a real time basis.
Reactive budgeting is what all current applications do. They analyze your spends and then show you graphs and charts, telling you to be careful the next time. The help however comes a bit too late.
ChintaMoney allows individuals to take control of their finances with confidence by giving them the tools to effectively manage their money. They are able to address the issue of financial literacy and wellbeing worldwide with their innovative startup.
No, when you pay digitally through UPI/BharatQR, the money goes directly from your bank account
Yes absolutely, we are just a platform, UPI/BharatQR and other card networks have their own security mechanisms which the customer has to abide to. ChintaMoney has bank grade security features.
Other popular expense management apps are designed to Spend First and Review Later. So when you login, you see all your mistakes and you can’t change anything. We see this as a design flaw and hence have made ChintaMoney where you Review First and Spend Later.